Sekhar Gour

Imagine you want to buy gold. You need: In the stock market: 📌 What is a Demat Account? Where It’s Needed: ✔ When you buy shares (they come into your Demat)✔ When you sell shares (they go out from your Demat)✔ When you get bonus shares or dividends 📌 What is a Trading Account? Where It’s Needed: ✔ Every time you buy/sell stocks✔ For intraday … Read more

Investing is a crucial step toward financial growth, but choosing between direct stock market investing and mutual funds can be confusing. Both have pros and cons, and the best choice depends on your financial goals, risk appetite, knowledge, and time commitment. This 1,000-word guide provides a detailed comparison to help you decide where to invest. 1. Understanding Stock Market Investing When you invest in … Read more

Table of Contents 1. Introduction to NPS and Fund Managers The National Pension System (NPS) is a government-backed retirement savings scheme designed to provide financial security after retirement. Unlike traditional pension plans, NPS offers market-linked returns, allowing subscribers to choose between different Pension Fund Managers (PFMs) and asset classes. Why Does the Choice of Fund Manager Matter? 2. List of … Read more

Gold has always been a favourite investment in India, whether in the form of jewellery, coins, or bars. However, buying physical gold comes with challenges like storage, purity concerns, and high making charges. Gold ETFs (Exchange-Traded Funds) offer a modern, hassle-free way to invest in gold without these problems. In this guide, we’ll explain:✔ What Gold ETFs … Read more

What is N.P.S (National Pension System)? The National Pension System (NPS) is a government-backed, long-term retirement savings scheme in India. It is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and offers market-linked returns with tax benefits. Key Features of NPS: Why Should You Invest in NPS? ✅ 1. Higher Returns Than Traditional Options ✅ 2. Extra Tax Savings … Read more

Systematic Investment Plan (SIP) is a disciplined investment method offered by mutual funds, allowing investors to invest a fixed amount regularly (monthly, quarterly, etc.) instead of a lump sum. SIPs help in rupee-cost averaging and long-term wealth creation. Key Things to Know Before Investing in SIP: 1. How SIP Works 2. Benefits of SIP ✅ Disciplined Investing – … Read more

Mutual funds are one of the most popular investment options worldwide, offering a blend of diversification, professional management, and accessibility. Whether you’re a beginner or an experienced investor, understanding mutual funds in detail can help you make informed decisions and achieve your financial goals. In this article, we’ll dive deep into what mutual funds are, … Read more